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<p style="text-align:center">
    <strong><span style="font-size:24px;font-family:宋体">借款协议</span></strong>
</p>
<p style="text-align:right">
    <strong><span style="font-size:15px;font-family:宋体">合同编号：</span></strong><strong><span style="font-size:15px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">甲方</span></strong><strong><span style="font-size:19px">(</span></strong><strong><span style="font-size:19px;font-family:宋体">借款人</span></strong><strong><span style="font-size:19px">):[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">用户名</span></strong><strong><span style="font-size:19px">:[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">身份证号码：（或注册号）</span></strong><strong><span style="font-size:19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">地址：</span></strong><strong><span style="font-size:19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px">&nbsp;</span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">乙方（投资人）：</span></strong><strong><span style="font-size: 19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">用户名</span></strong><strong><span style="font-size:19px">:[&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">身份证号码：（或注册号）</span></strong><strong><span style="font-size:19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></strong>
</p>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">丙方</span></strong><strong><span style="font-size:19px">(</span></strong><strong><span style="font-size:19px;font-family:宋体">平台服务商</span></strong><strong><span style="font-size:19px">):</span></strong><strong><span style="font-size:19px;font-family:宋体">浙江恩诚网络科技有限公司</span></strong><strong><span style="font-size:19px"> </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">地址</span></strong><strong><span style="font-size:19px">: </span></strong><strong><span style="font-size:19px;font-family:宋体">浙江省杭州市下城区建国北路</span></strong><strong><span style="font-size:19px">658</span></strong><strong><span style="font-size:19px;font-family:宋体">号海华广场</span></strong><strong><span style="font-size:19px">1801</span></strong><strong><span style="font-size:19px;font-family:宋体">室</span></strong><strong><span style="font-size:19px"> </span></strong>
</p>
<p>
    <strong><span style="font-size:19px">&nbsp;</span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">丁方（担保方）：</span></strong><strong><span style="font-size: 19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] </span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">身份证号码：（或注册号）</span></strong><strong><span style="font-size: 19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;] &nbsp;</span></strong>
</p>
<p>
    <strong><span style="font-size:19px;font-family:宋体">地址：</span></strong><strong><span style="font-size:19px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]</span></strong>
</p>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">鉴于：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">1.</span><span style="font-size:16px;font-family:宋体">丙方提供汇诚金服平台（互联网域名为</span><span style="font-size:16px">http://www.hcjinfu.com/</span><span style="font-size:16px;font-family:宋体">，“汇诚金服”）</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.</span><span style="font-size:16px;font-family:宋体">甲方、乙方、丁方均已在丙方平台注册，同意遵守丙方平台的各项行为准则，在充分阅读理解本文本情</span> <span style="font-size:16px;font-family:宋体">形下本着诚信自愿原则签订本《借款协议》。</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.</span><span style="font-size:16px;font-family:宋体">丁方为甲方该笔借款向乙方提供不可撤销连带责任保证。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">现各方根据平等、自愿的原则，达成本协议如下：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">1.</span><span style="font-size:16px;font-family:宋体">借款金额及期限</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">甲方同意通过汇诚金服平台向乙方借款如下，乙方同意通过汇诚金服平台向甲方发放该借款：</span>
</p>
<table>
    <tr style=";height:52px" class="firstRow">
        <td width="93" valign="top" style="border-width: 1px; border-color: windowtext; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">借款本金</span>
            </p>
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">数额</span>
            </p>
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">（小写）</span>
            </p>
        </td>
        <td width="119" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">借款本金</span>
            </p>
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">数额</span>
            </p>
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">（大写）</span>
            </p>
        </td>
        <td width="52" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">借款年利率</span>
            </p>
        </td>
        <td width="93" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">还款方式</span>
            </p>
        </td>
        <td width="50" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">还款期数</span>
            </p>
        </td>
        <td width="153" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">还款起止</span>
            </p>
            <p style="text-align:center">
                <span style="font-size:15px;font-family:宋体">日期</span>
            </p>
        </td>
    </tr>
    <tr>
        <td width="93" valign="top" style="border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-color: windowtext; border-bottom-color: windowtext; border-left-color: windowtext; border-top: none; padding: 0px 7px;"></td>
        <td width="119" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="52" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="93" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="50" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="153" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
    </tr>
</table>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>
<p>
    <span style="font-size:16px;font-family:宋体">还款计划</span><span style="font-size:16px">&nbsp; </span>
</p>
<table>
    <tr class="firstRow">
        <td width="85" valign="top" style="border-width: 1px; border-color: windowtext; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px;font-family:宋体">序号</span>
            </p>
        </td>
        <td width="142" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px;font-family:宋体">还款日期</span>
            </p>
        </td>
        <td width="114" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px;font-family:宋体">还款本金</span>
            </p>
        </td>
        <td width="114" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px;font-family:宋体">还款利息</span>
            </p>
        </td>
        <td width="113" valign="top" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-top-color: windowtext; border-right-color: windowtext; border-bottom-color: windowtext; border-left: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px;font-family:宋体">还款金额</span>
            </p>
        </td>
    </tr>
    <tr>
        <td width="85" valign="top" style="border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-color: windowtext; border-bottom-color: windowtext; border-left-color: windowtext; border-top: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px">1</span>
            </p>
        </td>
        <td width="142" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="113" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
    </tr>
    <tr>
        <td width="85" valign="top" style="border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-color: windowtext; border-bottom-color: windowtext; border-left-color: windowtext; border-top: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px">2</span>
            </p>
        </td>
        <td width="142" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="113" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
    </tr>
    <tr>
        <td width="85" valign="top" style="border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-right-color: windowtext; border-bottom-color: windowtext; border-left-color: windowtext; border-top: none; padding: 0px 7px;">
            <p style="text-align:center">
                <span style="font-size:16px">3</span>
            </p>
        </td>
        <td width="142" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="114" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
        <td width="113" valign="top" style="border-top: none; border-left: none; border-bottom-width: 1px; border-bottom-color: windowtext; border-right-width: 1px; border-right-color: windowtext; padding: 0px 7px;"></td>
    </tr>
</table>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.</span><span style="font-size:16px;font-family:宋体">逾期还款</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.1</span><span style="font-size:16px;font-family:宋体">若借款人逾期仍未还款</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">借款人除向出借人支付正常利息以外</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">还应每天向本网站支付逾期罚息</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">金额为未偿还本息的<span style="color:red">千分之一</span></span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">。出借人和借款人均同意并认可，本网站可通过短信、电话、上门催收</span> <span style="font-size:16px;font-family:宋体">等方式对借款人逾期未偿还的本息进行催收</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">且本网站有权按照前述标准向借款人收取催收服务费用</span> <span style="font-size:16px;font-family:宋体">，并根据催收情况公开个人隐私资料。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2</span><span style="font-size:16px;font-family:宋体">借款人同意，其逾期还款造成出借人因此支付的费用</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">包括但不限于律师费</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">由借款人承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3</span><span style="font-size:16px;font-family:宋体">借款人同意，如借款人逾期未偿还任何一期还款，本网站有权采取以下措施之一项或几项</span><span style="font-size:16px">: </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.1 </span><span style="font-size:16px;font-family:宋体">将借款人的有关身份资料及其他个人信息通过本网站“逾期黑名单”等栏目对外公开；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.2 </span><span style="font-size:16px;font-family:宋体">将借款人的有关身份资料及其他个人信息正式备案在“不良信用记录”</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">列入全国个人信用评级</span> <span style="font-size:16px;font-family:宋体">体系的黑名单；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.3 </span><span style="font-size:16px;font-family:宋体">对借款人采取法律措施</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">由此所产生的所有法律后果将由借款人来承担。</span> <span style="font-size:16px;font-family:宋体">出借人同意授权并支持</span> <span style="font-size:16px;font-family:宋体">本网站采取以上措施。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.4 </span><span style="font-size:16px;font-family:宋体">出借人和借款人均同意，如借款人在还款日</span><span style="font-size:16px">17:00</span><span style="font-size:16px;font-family:宋体">前仍未清偿借款本息，则本网站依据本金保障计</span> <span style="font-size:16px;font-family:宋体">划先行向出借人偿付本金或本息，同时可取得出借人在本协议项下的债权；本网站将依法自行承担</span> <span style="font-size:16px;font-family:宋体">清收费用，向借款人追收借款本金、利息、逾期罚息等。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.</span><span style="font-size:16px;font-family:宋体">借款的支付和还款方式</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.1 </span><span style="font-size:16px;font-family:宋体">出借人在同意向借款人出借相应款项时</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">已委托本网站在本借款协议生效时将该笔借款直接划付</span> <span style="font-size:16px;font-family:宋体">至借款人帐户。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.2 </span><span style="font-size:16px;font-family:宋体">借款人已委托本网站将还款直接划付至出借人帐户。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.3 </span><span style="font-size:16px;font-family:宋体">借款人和出借人均同意，本网站接受借款人或出借人委托所采取的划付款项行为，所产生的法律</span> <span style="font-size:16px;font-family:宋体">后果均由相应委托方借款人或出借人自行承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.4 </span><span style="font-size:16px;font-family:宋体">本协议的履行地为本网站的住所地</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">浙江省杭州市江干区</span><span style="font-size:16px">) </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4 .</span><span style="font-size:16px;font-family:宋体">丁方保证范围</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4.1</span><span style="font-size:16px;font-family:宋体">丁方保证范围：借款本金、利息（包括正常利息及罚息等）、违约金、损害赔偿金和实现债权的一切费用，包括但不限于律师费、催讨差旅费和其他合理费用；保证期限：借款期限届满之日起两年。</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.</span><span style="font-size:16px;font-family:宋体">提前到期和提前偿还</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.1 </span><span style="font-size:16px;font-family:宋体">双方同意</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">若借款人出现如下任何一种情况</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">则本协议项下的全部借款自动提前到期</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">借款人在收到</span> <span style="font-size:16px;font-family:宋体">本网站发出的借款提前到期通知后，应立即清偿全部本金、利息、逾期利息及根据本协议产生的其</span> <span style="font-size:16px;font-family:宋体">他全部费用：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.1.1 </span><span style="font-size:16px;font-family:宋体">借款人因任何原因逾期支付任何一期利息或本金还款超过</span><span style="font-size:16px">3</span><span style="font-size:16px;font-family:宋体">天的；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.1.2 </span><span style="font-size:16px;font-family:宋体">借款人的工作单位、职务或住所变更后，未在</span><span style="font-size:16px">30</span><span style="font-size:16px;font-family:宋体">天内通知本网站；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.1.3 </span><span style="font-size:16px;font-family:宋体">借款人发生影响其清偿本协议项下借款的其他不利变化，未在</span><span style="font-size:16px">7</span><span style="font-size:16px;font-family:宋体">天内通知本网站。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">6 </span><span style="font-size:16px;font-family:宋体">法律适用和管辖</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">6.1 </span><span style="font-size:16px;font-family:宋体">本协议的签订、履行、终止、解释均适用中华人民共和国法律</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">并由协议履行地的浙江省杭州市</span> <span style="font-size:16px;font-family:宋体">江干区人民法院管辖。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">7 </span><span style="font-size:16px;font-family:宋体">特别条款</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">7.1 </span><span style="font-size:16px;font-family:宋体">借款人保证，借款人的借款用于合法用途，不将所借款项用于任何违法活动</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">包括但不限于赌博</span> <span style="font-size:16px;font-family:宋体">、吸毒、贩毒、卖淫嫖娼等</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">及一切高风险投资</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">如证券期货、彩票等</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">。如借款人违反前述保证或有</span> <span style="font-size:16px;font-family:宋体">违反前述保证的嫌疑，则出借人有权采取下列措施：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">7.1.1</span><span style="font-size:16px;font-family:宋体">宣布提前收回全部借款；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">7.1.2</span><span style="font-size:16px;font-family:宋体">出借人向公安等有关行政机关举报</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">追回此款并追究借款人的刑事责任，出借人和借款人均同意</span> <span style="font-size:16px;font-family:宋体">并授权本网站采取前述措施。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">7.2 </span><span style="font-size:16px;font-family:宋体">借款人和出借人均不得利用本网站平台进行信用卡套现和其他洗钱等不正当交易行为</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">若有发现，本网站有权向公安等有关行政机关举报</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">追究其相关法律责任。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8 </span><span style="font-size:16px;font-family:宋体">其他</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8.1</span><span style="font-size:16px;font-family:宋体">本协议采用电子文本形式制成</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">可通过邮件等形式送达协议各方。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8.2</span><span style="font-size:16px;font-family:宋体">本协议自借款人在本网站发布的借款标的审核成功之日即本协议题头标明的签订日起生效</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">借款人</span> <span style="font-size:16px;font-family:宋体">、出借人、本网站各执一份</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">并具同等法律效力。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8.3</span><span style="font-size:16px;font-family:宋体">借款人、出借人在履行本协议过程中，应遵守本网站的各项规定。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8.4 </span><span style="font-size:16px;font-family:宋体">出借人、借款人同意、授权或认可，本网站作为网络借款的中间平台根据本协议的规定和本网站</span> <span style="font-size:16px;font-family:宋体">的其他规定行使各项权利、发出各项通知或采取各项措施，一切法律后果和风险均由借款人或出借</span> <span style="font-size:16px;font-family:宋体">人承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">8.5</span><span style="font-size:16px;font-family:宋体">在法律允许范围内，本网站拥有对本协议的最终解释权。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">本借款协议（“本协议”）</span> <span style="font-size:16px;font-family:宋体">（签订日期：</span><span style="font-size:16px">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]</span><span style="font-size:16px;font-family:宋体">）</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">&nbsp;</span>
</p>
</body>

